Close to the Phoenix city limits but still tucked away and removed so to give its residents the ultimate in safety and privacy, is the community of Ahwatukee. Ahwatukee, Phoenix, is known for its fabulous hiking and cycling trails. There is also a dynamic volleyball group within the area that helps residents live the healthy and active lifestyle, and if that is not enough, there are four golf courses that allow the very best in wellness and relaxation. As you consider moving to the Phoenix area, think about getting away from it all and locating in the L-shaped neighborhood that is also known as the largest cul de sac in the world. But to get there, you will need three essentials: good credit report, solid debt management versus income, and a quality agent experienced in working within the area.

1. Good credit report

The natural amenities that this particular community claims are unlike most in the region with the South Mountain and nearby South Mountain Park that each promise a wealth of majestic natural beauty and plenty of exercise opportunities. There is also the country club lifestyle and the high end, high amenity real estate. Living here will mean that you can prove you are financially responsible enough to do so. Therefore, it is important that your credit is in good standing, now more than ever before as so many lenders have tightened standards and made it more difficult to get a mortgage. Placing your best foot forward on the credit score is the best thing that you can do.

2. Debt management versus reliable income

It is not enough to have a great credit score. You will also need to prove that you are capable of paying and handling the debts that you owe. That means cutting out late payments and paying off high interest debt that acts as a great weight dragging down your score. The less high interest debt that you owe and the more money that you make, the more likely you will qualify for those prime interest rates that pretty much ensure it's you against principle for the next 15 to 30 years.

3. Quality real estate agent

It may be last on the list, but it is definitely not the last thing that you should be concerned about. The quality of the agent that you get can be the difference between paying too much for a home and missing out on the place that you really want. With an agent that knows the Phoenix area, in particular the Ahwatukee neighborhood, you are in a position of advantage. Whatever these professionals end up costing you in commission, they will make up for in the level of service and protection that they provide.